Certificates of Deposit | Members Choice Credit Union | Houston, TX



On Sunday, August 19, 2018, from 12am-7am CT, transactions including mobile deposit, SmartPay, electronic financial institution-to-financial institution transfer and electronic check processing will not be available during this timeframe for maintenance.  We apologize for the inconvenience. 


Members Choice Credit Union's New Online and Mobile Banking is LIVE!

Accessing and Logging Into Your Account 

Instructions for logging into your account(s) are available at ONLINE BANKING and MOBILE BANKIING

Please contact us at memberservices@mccu.com or 281-398-9900 if you have any questions.


Online Banking

Online Banking

Certificates of Deposit

Investments with a Guaranteed Return

Certificates of Deposit can be effective as a short or long-term investment, because they offer a guaranteed rate of return. By committing your funds for a specific period of time, you’ll earn a higher rate than a traditional savings account and in some cases a money market account, depending on the term you choose. The longer the term, the higher your rate will be.

  • $500 Minimum Deposit to Open
  • Terms from 6 Months to 60 Months
  • Rates are Based on Terms
  • IRA CDs Available
  • All Members Choice CDs are insured investments*

To open a Certificate of Deposit, visit any Members Choice branch locations, or you can open a CD in Online Banking.

Explore our CD rates here.

Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal.

*Some limitations apply. Click here for more information on deposit insurance.

Members Choice Credit Union