Checking | Members Choice Credit Union | Houston, TX



On Sunday, August 19, 2018, from 12am-7am CT, transactions including mobile deposit, SmartPay, electronic financial institution-to-financial institution transfer and electronic check processing will not be available during this timeframe for maintenance.  We apologize for the inconvenience. 


Members Choice Credit Union's New Online and Mobile Banking is LIVE!

Accessing and Logging Into Your Account 

Instructions for logging into your account(s) are available at ONLINE BANKING and MOBILE BANKIING

Please contact us at or 281-398-9900 if you have any questions.


Online Banking

Online Banking


New Checking Opportunities

Effective September 1, 2017

 At Members Choice Credit Union, we understand the importance of finding the right fit for a checking account. For that reason, we have created a very diverse suite of checking options for you.

The New Checking Suite includes:

  • Cash Back Checking (replacing Reward Checking)
  • Opportunity Checking (second chance checking)
  • Student Checking (replacing Teen Checking)
  • Basic Checking (replacing Free Checking)

Enjoy the following benefits with any checking option:

  • Visa debit card
  • Mobile banking1
  • Shared Branching
  • Online banking
  • Audio response
  • Overdraft Protection
  • Bill Pay
  • eAlerts
  • eStatements
  • Check ordering
  • Unlimited check writing
  • Person to person payments

Different checking options

1Mobile banking – No mobile deposits for Opportunity Checking

2Money orders – Only Opportunity Checking receives one free money order per month

3Three MCCU withdrawal fees waived – Cash Back Checking receives free MCCU & Foreign ATM withdrawal fees up to $25

4Monthly service fee – For the Opportunity Checking if no direct deposit or ACH of $400

Cash back checking

Opportunity checking

Basic checking

Student checking

New Checking Suite Flyer

Our current available checking options are Reward Checking, Free Checking and Teen Checking.



Members Choice Credit Union