Deposit Rates | Members Choice Credit Union | Houston, TX

IMPORTANT INFORMATION

PAYMENT SOLUTIONS SYSTEMS MAINTENANCE

On Sunday, August 19, 2018, from 12am-7am CT, transactions including mobile deposit, SmartPay, electronic financial institution-to-financial institution transfer and electronic check processing will not be available during this timeframe for maintenance.  We apologize for the inconvenience. 

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Members Choice Credit Union's New Online and Mobile Banking is LIVE!

Accessing and Logging Into Your Account 

Instructions for logging into your account(s) are available at ONLINE BANKING and MOBILE BANKIING

Please contact us at memberservices@mccu.com or 281-398-9900 if you have any questions.

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Online Banking

Online Banking

Deposit Rates

Explore our great rates and deposit product options!

Deposit Rates August 1, 2018

Classic Checking Account

(no longer available for new accounts)

Amount Dividend Rates APY*
$0-$499.99 0% n/a
$500 and over .10% .10%

 

Savings Accounts

Amount Dividend Rates APY*
$5.00 to $99.99 0% n/a
$100.00 and over .35% .35%

 

Christmas Club Accounts

Amount Dividend Rates APY*
$5.00 and over .35% .35%

 

Money Market Accounts

Amount Dividend Rates APY*
$2,000 to $9,999.99 .60% .60%
$10,000 to $49,999.99 .70% .70%
$50,000 and over .80% .80%

 

Individual Retirement Accounts

Dividend Rates APY*
.40% .40%

IRAs can also be invested in Certificates of Deposit at the rates listed below.

 

Certificates of Deposit

($500.00 – $49,999.99) (Effective 06/15/18)

Whether short or long term investment, a CD is a great alternative to a traditional savings account. Login to your account and open one today.

Learn more here!

Term Dividend Rates APY*
6 Month Certificate 1.98% 2.00%
9 Month Certificate 2.13% 2.15%
12 Month Certificate 2.23% 2.25%
18 Month Certificate 2.47% 2.50%
24 Month Certificate 2.75% 2.75%
36 Month Certificate 2.96% 3.00%
48 Month Certificate 3.11% 3.15%
60 Month Certificate 3.20% 3.25%

 

Jumbo Certificates

($50,000 and above) (Effective 06/15/18)

Term Dividend Rates APY*
6 Month Certificate 2.08% 2.10%
9 Month Certificate 2.23% 2.25%
12 Month Certificate 2.28% 2.30%
18 Month Certificate 2.57% 2.60%
24 Month Certificate 2.81% 2.85%
36 Month Certificate 3.06% 3.10%
48 Month Certificate 3.20% 3.25%
60 Month Certificate 3.30% 3.35%

To open your CD, visit any branch location or login to Online Banking.

 

Balance Requirements

Balance Requirements Minimum to Open Minimum to Earn Dividends
Savings $5.00 $100.00 (except minor accounts)
Money Market $2,000.00 $2,000.00
IRA $5.00 $5.00
Certificate of Deposit $500.00 $500.00
Jumbo Certificate of Deposit $50,000.00 $50,000.00

 

Disclosures

Rates are subject to change at any time without notice. Fees may reduce earnings. On certificates of deposit a penalty may be imposed for early withdrawal.

 

For more information, please call 281.398.9900 or 800.753.2428

 

 

Members Choice Credit Union

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