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New or Pre-Owned

We’ve got resources for all of your auto buying needs.

At Members Choice, not only will you find an awesome deal on an auto loan, we’ll also give you advice and care that you deserve when it comes to making a major purchase like an auto, boat or RV. We offer both new and pre-owned financing options to help make your purchase affordable.

March Auto Offers!

  • Affordable Rates
  • $250 Cash Back
  • Up to 100% Financing
  • Flexible and Extended Repayment Terms
  • 90 Days to 1st payment
  • Rates as low as 1.99% APR*
  • Fast Loan Approvals

PLUS this is the last month for the chance to Win Auto Payments for an entire year - up to $20,000!

If you secure an auto loan with us between January 1 - March 31, 2018, you will be entered for a chance to win for us to pay your auto loan payments for 1 year (up to $20,000)!

A Member will be randomly selected at the end of the promotion (on or after March 31, 2018), and Members Choice Credit Union will pay the lesser of the monthly payments for a year or $20,000. The funds will be deposited into the members share account at the end of the promotion (on or after March 31, 2018), and the Member can choose to apply the funds to their loan or pocket the money!                                       

For more information, call us at 281.754.1470                                                                                                                     Apply online at and enter promo code: AUTO                                                                        Not valid with any other offer

SmartChoice: Lease-Like Financing

If you’re interested in leasing your next auto, we offer SmartChoice, a lease-like financing plan that lowers your monthly payments as much as 40%. At the end of the loan term, you can trade, sell, refinance or simply return the vehicle. The choice is yours. Click here or call us to see if this program is right for you.

Affordable Loan Enhancement Options

Members Choice offers additional options for your loan that add value and protect your vehicle.

Click on each service for a description.


Apply online for your MCCU Auto Loan, or visit any Members Choice branch location.

Click to view our LOW RATES for New or Pre-Owned Autos, Boats, RVS, Motorcycles, ATVs

Members Choice Credit Union