Opportunity Checking | Members Choice Credit Union | Houston, TX



On Sunday, August 19, 2018, from 12am-7am CT, transactions including mobile deposit, SmartPay, electronic financial institution-to-financial institution transfer and electronic check processing will not be available during this timeframe for maintenance.  We apologize for the inconvenience. 


Members Choice Credit Union's New Online and Mobile Banking is LIVE!

Accessing and Logging Into Your Account 

Instructions for logging into your account(s) are available at ONLINE BANKING and MOBILE BANKIING

Please contact us at memberservices@mccu.com or 281-398-9900 if you have any questions.


Online Banking

Online Banking

Opportunity Checking

Opportunity Checking

A second-chance checking account that provides the ability for members to manage their finances.

Enjoy the following benefits:

  • Promotes our philosophy of providing financial freedom to members
  • Accounts in good standing will be eligible to be converted to another checking type after one year
  • Not instantly declined because of charge off (if within our Chexsystems guidelines)
  • No monthly service fee if direct deposit or ACH deposit of $400
  • Money orders
  • Three MCCU withdrawal fees waived at non-MCCU ATMs per month
  • Automatic approval for a Share secured loan
  • Visa debit card
  • Shared Branching
  • Online banking
  • Audio response
  • Overdraft Protection
  • Bill Pay
  • eAlerts
  • eStatements
  • Check ordering
  • Unlimited check writing
  • Person to person payments

Requirements: $25 to open, $5 fee if no direct deposit or ACH deposit of $400

A few restricitions apply: Not eligible for Choice Pay, no mobile deposits, no Financial Institution to Financial Institution transfers via Online Banking, account will be closed if account is overdrawn for 30 days or more 

Members Choice Credit Union