Student Checking | Members Choice Credit Union | Houston, TX



On Sunday, August 19, 2018, from 12am-7am CT, transactions including mobile deposit, SmartPay, electronic financial institution-to-financial institution transfer and electronic check processing will not be available during this timeframe for maintenance.  We apologize for the inconvenience. 


Members Choice Credit Union's New Online and Mobile Banking is LIVE!

Accessing and Logging Into Your Account 

Instructions for logging into your account(s) are available at ONLINE BANKING and MOBILE BANKIING

Please contact us at or 281-398-9900 if you have any questions.


Online Banking

Online Banking

Student Checking

Simple and Smart!

Learning good money management skills at a young age is important. Our Student Checking allows our teen and young adult members, ages 15-22, to manage their own finances while developing smart saving and spending habits through a checking account tailored to meet their needs without monthly service fees and minimum balance requirements.


  • For students age 15 - 22
  • Allows high school and college students the benefits of a checking account
  • Debit card available to students
  • 0.10% rate reduction on MCCU student loan (for undergraduate line of credit)
  • At age 22, the checking account will be converted to Cash Back Checking Account
  • No Monthly Service Fee
  • Money orders
  • Three (3) MCCU withdrawal fees waived at non-MCCU ATMs per month
  • Minimum $25 to open
  • Overdraft Protection from Savings or Line of Credit
  • Unlimited check writing
  • Monthly Statement or eStatement
  • Worldwide ATM Access
  • Free Access through Audio Response & PC Home Banking

To open a Student Checking account, you must have a valid student ID. If under 18, must have a qualified adult joint owner.

*Add even more convenience to your checking account with a Free VISA debit card. Use anywhere VISA is accepted and at any Allpoint Network ATM worldwide for Free** cash withdrawals!

Contact us at 281.398.9900 or 800.753.2428.

Members Choice Credit Union