Vehicle Protection Products | Members Choice Credit Union | Houston, TX



On Sunday, August 19, 2018, from 12am-7am CT, transactions including mobile deposit, SmartPay, electronic financial institution-to-financial institution transfer and electronic check processing will not be available during this timeframe for maintenance.  We apologize for the inconvenience. 


Members Choice Credit Union's New Online and Mobile Banking is LIVE!

Accessing and Logging Into Your Account 

Instructions for logging into your account(s) are available at ONLINE BANKING and MOBILE BANKIING

Please contact us at or 281-398-9900 if you have any questions.


Online Banking

Online Banking

Vehicle Protection Products

Affordable Peace of Mind

Guaranteed Asset Protection (GAP)

When a vehicle is stolen or damaged beyond repair and declared a total loss by the primary insurance company, the cash settlement may not be sufficient to cover what is still owed on the loan. Often, this “short fall” represents thousands of dollars that is still owed by the member.

GAP Features & Benefits:

  • Purchased at the time the vehicle is financed
  • Pays the difference between the insurance settlement and the amount owed on the loan
  • Affordable
  • Offers peace of mind

For more information, call us today at 281.398.9900 / 800.753.2428.

Multi-Shield Protection

Multi-Shield has you covered with minor dent and door ding protection, windshield repair, tire & wheel coverage and 24/7/365 emergency roadside assistance. Plans are available for 3-5 years. For more information, call us today at 281.398.9900 / 800.753.2428.

Payment Protection

There are several different auto loan insurance plans available through MCCU that can protect your family in the event of your death or in case a disability occurs. Premiums for this protection are figured into your monthly loan payment. Life insurance may be purchased for the maker of the loan or for both the maker and co-maker. Disability insurance, which covers you after 14 days of disability, may be purchased for the maker of the loan. For more information, call us at 281.398.9900 / 800.753.2428.

Members Choice Credit Union